Mortgages.
Buying a home in the UK doesn’t have to feel complicated. We’re here to guide you every step of the way, with clear advice, trusted expertise, and mortgage solutions tailored to you. Let’s start to get you home.
Your mortgage options
Keep scrolling — every stage of owning property, one adviser.
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Rent vs buy
Tell us what you pay in rent — we’ll show you what that same money could be buying you instead.
Based on a 25-year mortgage at 4.6% with a 10% deposit — call us for numbers built around you.
That could buy you a home worth up to
£395,749
FairFirst MortgagesWorried about the deposit? You’re not the only one — talk to us about low-deposit routes.
Illustration only — not advice or a mortgage offer. Your home may be repossessed if you do not keep up repayments on your mortgage.
Financial Advisers in the UK
Financialfreedommeanspeaceofmind—understandingyoursituation,listeningcarefully,andcreatingaclearfinancialplantosecureyourfuture,yourfamily,andyourgrowingbusiness,withconfidence.
Our journey starts with listening and ends with protection and progress, offering simple, jargon-free advice that turns goals into achievable plans, helping you build a brighter, more secure future together.
What we do
We are FairFirst Mortgages, “Your trusted financial partner” — a truly trusted mortgage and protection advisory business with a deep commitment to providing suitable mortgage and protection solutions to help you achieve your homeownership dream.
Our story is shaped by our commitment to deliver the best service to our clients. We aim for excellence and strive to deliver the best outcome for our clients.
Your trusted financial partner
BuildYourOwnFuture.
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Services
Let’s see our process
Many people have goals and dreams, but a goal without a plan is just a wish… an achievable goal is a dream with a deadline.
You’re home. — FairFirst Mortgages
- 1Step 1 of 6
Talk to Us
We start with a friendly, no-obligation chat to get to know you and understand what you’re hoping to achieve.
- 2Step 2 of 6
Your Needs & Wants
We dig into what matters most to you, so the plan we build is weighted towards your priorities, not ours.
- 3Step 3 of 6
Fact Finding & Reviews
We gather the full picture — your income, outgoings and existing arrangements — and review what’s already in place.
- 4Step 4 of 6
Recommendations
You’ll receive clear, jargon-free recommendations, matched to your circumstances and explained in plain English.
- 5Step 5 of 6
Mortgage Application
Once you’re happy to proceed, we handle the mortgage application from start to finish, keeping you updated at every step.
- 6Step 6 of 6
Legal Process & Collect Your Keys
We guide you through the legal process right up to completion day — then it’s time to collect your keys.
Mortgage repayment
Drag the sliders — no forms, no sign-up. Your monthly payment updates as you go.
Over how many years?
Your estimated monthly payment
£1,527.34
Capital and interest · 25 years @ 4.60%
- Loan amount
- £272,000
- Loan to value
- 85.0%
- Total interest
- £186,203
- Total repaid
- £458,203
FairFirst MortgagesIllustration only — not advice or a mortgage offer. Your home may be repossessed if you do not keep up repayments on your mortgage.
Straight answers
No small print games. If something here isn’t clear, ask us and we’ll explain it properly.
Our standard application fee is £495 for a single applicant and £695 for a joint application. That covers the initial consultation, mortgage advice, research and submission of your application, and it is non-refundable. For all fee arrangements, 50% of the total agreed fee is payable at the point of recommendation, once we present you with a tailored mortgage solution. The remaining 50% is payable upon receipt of your formal mortgage offer from the lender.
Get to know more from
- Regulation
How Affordability Rules Are Changing UK Mortgage Borrowing in 2026
The UK mortgage market is undergoing a significant transformation in 2026, driven by changes in affordability rules, regulatory flexibility…
- Market
How the Middle East War Could Change UK House Prices
The global economy is deeply interconnected, and conflicts thousands of miles away can have a real impact on the…
- Trends
2026 Mortgage Trends in the UK
If you’re planning to buy a home or remortgage in the UK this year, 2026 is bringing some interesting…
Get in touch
Tell us where you are and where you want to be. We come back with clear, jargon-free next steps — usually the same working day.
- Registered address
- 71-75 Shelton Street, Covent Garden, London, Greater London, WC2H 9JQ
- Office
- The Gate House, Gatehouse Way, Aylesbury, HP19 8BD
- Also call
- 0754 967 5825
- [email protected]